When selling a home, there is work you may need to do to help it sell or pass inspection. Making crucial repairs or even replacing a roof is often needed before a sale is finalized. Both of these tasks can be daunting, but your go-to Denver roofing company can help. Learn some of the steps you’ll need to take during the process, and don’t forget to take it easily while in the process of selling your home!
- Insurance claim: If your roof is in need of work, you can file a claim with your local insurance company. It may seem like a lot of work, but given all the other expenses you have during the moving process, it’s worth seeing if they will cover damages. First, it is important to review what your insurance company will cover. If you aren’t sure, give them a call to get the initial proceedings started. During these initial conversations, ask your insurance company if you will need an estimate completed prior to someone looking at the damage. Upon having your roof looked into, an adjuster will come to your home to assess any damage. They will go through the reviewing process and the insurance company will come back to let you know how much they will cover for your roof. They will usually send you a check to cover any costs.
- Keep as is?: Some people choose to leave their roof as-is while their house is on the market. If only small repairs are needed, this might be one of the best options. Keep in mind though, a potential buyer may come back and ask for the seller to cover the cost. Evaluate the situation with your realtor and determine a game plan. Is there a certain amount of damage you are willing to see if a potential buyer will cover? Does your realtor think holding off on repairs will hinder buyers? Or, are you in an urgent-sell situation? If that is the case, it may be best to work with a top roofing company to fix or replace your roof. By restoring the quality of your roof, buyers may be attracted as they will have one less thing to worry about. If you decide to keep as-is, you may need to reduce the price for it to sell more quickly.
- Covering costs: While in the middle of selling your home, you may have some out of pocket expenses that your insurance company does not cover. If you do not have the money to cover the costs straight of your bank account, there are other options. First, you can look into a loan with your bank, or ask if your roofer will accept payment when your home goes into escrow. You can also look into federal grants that will cover the costs of your repair that do not have to be paid back.
As you work to fix your roof during the sale of your home, The Roof Dr. can help! Be sure to read up on roof insurance claims
to prepare for our call. To get started, you can call us at 720-606-ROOF. Our team of experts will provide premier service and help you with the sale of your home!